Terms of Use

1. Website Owner and Identification

This website, accessible at credorento.com, is owned and operated by CredoRento, with CIF C81878342, registered address at Av. de Valdelaparra, 27, 28108 Alcobendas, Madrid, Spain. Contact: info@credorento.com, +34 917 295 625.

Access to and use of this website is subject to these Terms of Use and to applicable Spanish and European Union law. By accessing this website, you accept these terms in their entirety.

2. Purpose of the Website

This website provides informational content about CredoRento's household financial wellness consulting services. The content published on this site is intended to describe the nature of our services, provide educational resources on household financial management, and facilitate contact between interested parties and our consulting team.

The information on this website is informational and educational in nature. Nothing published on this website constitutes personalised financial advice, investment advice, or a recommendation to take any specific financial action. Consulting services are provided separately under specific service agreements.

3. Conditions of Access and Use

Access to this website is free of charge. Users agree to use the website in a lawful manner and in accordance with these terms. The following uses are expressly prohibited:

• Using the website for any unlawful purpose or in a manner that violates applicable law
• Attempting to gain unauthorised access to any part of the website or its underlying systems
• Introducing viruses, malware, or any other harmful or disruptive technology
• Reproducing, distributing, or publicly communicating any content from this website without prior written authorisation from CredoRento
• Using automated tools to scrape, crawl, or extract content from this website without permission
• Engaging in any conduct that could damage, disable, or impair the operation of this website

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, icons, design elements, and software, is the property of CredoRento or its content suppliers and is protected by applicable intellectual property law, including Spanish Law 22/2011 on Intellectual Property and EU Directive 2019/790 on copyright.

Users may access and view website content for personal, non-commercial informational purposes. Any reproduction, modification, distribution, transmission, republication, or display of any content without the prior written consent of CredoRento is prohibited.

5. Limitation of Liability

CredoRento makes reasonable efforts to ensure that the information published on this website is accurate and current. However, we do not warrant the completeness, accuracy, or suitability of the information for any particular purpose. The website and its content are provided on an "as is" basis.

To the extent permitted by applicable law, CredoRento shall not be liable for any direct, indirect, incidental, or consequential damages arising from access to or use of this website, including damages resulting from errors, omissions, interruptions, or unavailability of the website. This limitation does not apply where liability cannot be excluded under applicable law.

6. External Links

This website may contain links to third-party websites for informational purposes. CredoRento does not control the content of external websites and is not responsible for their accuracy, legality, or content. The inclusion of a link does not imply endorsement of the linked website or its content. Users access linked websites at their own risk.

7. Modifications to These Terms

CredoRento reserves the right to modify these Terms of Use at any time. Changes take effect from the date of publication on this website. The date of the most recent revision is indicated at the top of this page. Continued use of the website following any modification constitutes acceptance of the updated terms. We recommend reviewing these terms periodically.

8. Governing Law and Jurisdiction

These Terms of Use are governed by Spanish law. Any disputes arising from access to or use of this website shall be submitted to the courts of Madrid, Spain, unless mandatory consumer protection law provides otherwise. For users who qualify as consumers under applicable EU law, mandatory consumer protection provisions of the user's country of residence also apply.

For any questions about these Terms of Use, contact us at info@credorento.com.